IMPORTANT: If you are planning to opt out of coverage with SISC using the Declination of Coverage for Retiree Form

Dear Colleagues,
There is a form included in the mailed enrollment packets from the District called the “Declination of Coverage for Retirees”. It is intended to be used by retirees who wish to opt out of coverage through SISC. We have reviewed the wording on the form with our attorney and there is a concern about the impact this waiver of coverage form may have on the ability of retirees to regain coverage through VCCCD in the future should the District move away from SISC.

Due to these concerns about the wording of this form and on the advice of our attorney, we strongly suggest that you consider NOT filling out and submitting the Declination of Coverage for Retirees form until our attorney is able to get clarification about the intent of the form. She is consulting the District’s attorney today, Monday October 16.

Please understand that it is your decision as to whether or not to continue receiving health insurance benefits through the VCCCD and we are not suggesting that you continue coverage if it is your intent to opt out. The deadline to enroll in or opt out of coverage remains the same, November 1, 2023. If it is your intent to opt out of coverage, you must still do so by that date. However, the Declination of Coverage for Retirees form may have far-reaching consequences that you need to consider.

We will inform you of our attorney’s response as soon as we receive it. You may also contact the District Benefits staff yourselves to ask about the intent of this form and whether or not signing it would prevent you from seeking coverage from the District if they move away from SISC in the future.

If you do not intend to waive or ofopt out  coverage through SISC this email does not affect you. Please continue to submit your enrollment forms and documents as directed by the District Benefits staff.

Please contact me with any questions you have.

Susan Bricker
VCCCDRA President

Summer 2023 Monitor Newsletter AND Retirees BBQ

Dear VCCCD Retirees,
The Summer 2023 Monitor Newsletter is here!  And the most exciting good news is that it includes the flyer and RSVP form for our October 2 Social Event, the first one we’ve had in at least three years!  Please RSVP to let us know that you’ll be joining us for a delicious Lester Tong BBQ and great company.  You’ll also find articles on the Annual Meeting that was held in May, our new Advocacy Task Force, our VCCCD Retirees’ Association Scholarship, and articles from two of our members about life in retirement.  The President’s Letter touches on the pending change to our health benefits provider, a situation that is unfolding daily. We have not included an update on the lawsuit at this time, but are looking forward to making an announcement very soon.

Hope you enjoy the read, and your Executive Board is looking forward to seeing many of you on October 2!

Best Regards,

Susan Bricker, President
Ventura County Community College Retirees’ Association

Please use these links for the Summer Monitor Newsletter and the RSVP Form for the Social Event.

CalPERS & CalSTRS Data Breach

Please read important letter below from Susan Bricker, President, VCCCDRA

Dear Colleagues,

Both CalPERS and CalSTRS have reported that their members’ data – our data – may have been compromised in a data breach that targeted the system of a company they both use to help identify members’ deaths. We want to share with you what we know thus far based on the information posted to the CalPERS and CalSTRS websites, notifications from CalRTA and CSR.

The first thing you need to know is that the CalPERS and CalSTRS systems were not directly breached, and there is no impact on our retirement payments or the myCalPERS and myCalSTRS accounts you may have set up in their websites.  Both of our retirement systems use secure transfer protocols to transfer data to third party vendor PBI Research Services/Berwyn Group. The weakness that allowed the breach was in PBI’s transfer protocols.

That does not mean, however, that your data was not impacted. We already know of two retirees on the Executive Board whose data was compromised, one from CalSTRS and one from CalPRS.  The data in the transfer files includes first and last name, date of birth and social security number.

Each of the retirement systems will offer credit monitoring services to impacted members. CalPERS members will be eligible for two years of credit monitoring and identity restoration services.  CalSTRS has not identified their credit monitoring service on the website but full information will be included in the letters sent to impacted members.

CalPERS has already mailed letters to all affected members, who should receive them by this Friday, June 30.  CalSTRS is mailing letters to all affected members this week, which should be received by July 23.

HERE’S WHAT YOU CAN DO:

First make sure that your contact information is current with your retirement system! Log in to your myCalPERS or myCalSTRS account and select “Update your contact information”.  CalSTRS members by also call the Member Service Center at 1-800-228-5453.  CalPERS members may call the general number at 1-888-225-7377.

CalSTRS Members:

Check the CalSTRS (calstrs.com) and CalRTA (calrta.org) websites for the most current information on the breach. CalRTA indicated in their notice to members that CalSTRS plans to set up a special phone number for Breach questions.  The line is not active yet as far as I can tell, but should be in the near future.  You may also contact the Member Service Center number 1-800-228-5453 for information.

CalPERS Members:

Email questions to PBIquestions@calpers.ca.gov or call Experian at 1-833-919-4735.  You may also check the CalPERS (calpers.ca.gov) and CSR (calretirees.org) websites for the most current information.

We will continue to inform members of updates to this situation by posting to the BLOG.

Susan Bricker, President
Ventura County Community College District Retirees Association

VCCCDRA Executive Board, July 1, 2023

This posting of the Executive Board will be accessible thru the * Executive Board PAGE, found on the right side panel of the BLOG, below the ARCHIVES listing.

————————

The Executive Board (Exec Board) is responsible for the general supervision and administration of the affairs of the Association and makes recommendations to the Association.  The Exec Board consists of all elected officers: president, vice-president, secretary, and treasurer, the At-Large Representatives, standing committee chairpersons, newsletter editor, the immediate past president, and other positions as deemed necessary by the president.

Elected Officers:
President: Susan Bricker (elected for a 2 year term beginning July 1, 2022)
Immediate Past President: Diane Moore
Vice-President: Kathy Scott (elected for 2 year term beginning July 1, 2023)
Secretary: Marie Soo Hoo  (elected for a 2 year term beginning July 1, 2022)
Treasurer: David Magallanes (elected for a 2 year term beginning July 1, 2022)

Standing Committees:
Chair of Benefits Committee:  Harry Culotta
Chair of Educational Issuesl Committee: Larry Manson
Chair of Membership Committee: Joy Kobayashi
Chair of the Scholarship Committee:Carolyn Dorrance
Chair of Technology Committee: Carmen Guerrero

At-Large Representatives (3):
Marta Freixas  (appointed for a 2 year term beginning July 1, 2022)
Joan Smith  (appointed for a 2 year term beginning July 1, 2022)
Rene G. Rodriguez (appointed for a 2 year term beginning July 1. 2022)

Other:
Advocacy Task Force: Chair, Diane Moore; Co-Chair, Dr. Judith Gerhart
Newsletter Editor: Sandy Hajas
vcccdra.org Webmaster: Rene G. Rodriguez
vcccdra.org Web Editor: Carmen Guerrero
blog.vcccdra.org Blogmaster: Carmen Guerrero

Caution: Alert Regarding Email Scams

ALERT FOR VCCCDRA MEMBERS:

VCCCDRA has learned of  imposter emails that appear to come from VCCCDRA board members preying on the kindness of the recipient by asking a simple question, “Can you do me a favor.”  The 2 minute video, linked below, discusses this recent spike and how you can avoid being a victim.  Please use the link below from AARP:

Video Recording of VCCCDRA ANNUAL GENERAL MEETING Held by Zoom on April 27, 2022

Below you will find the video recording of the 2022 Annual General Meeting divided into five sections.  If after left clicking on a link the recording does not start playing right away, left click on the right arrow icon at the bottom of the screen.


01 GATHERING OF RETIREES BEFOFE THE MEETING
https://1drv.ms/v/s!Ark2dmxHsGRnebhnAKZfrLM9A1k

02 PRESIDENT DIANE MOORE BEGINS THE 2022 VCCCDRA ANNUAL GENERAL MEETING
https://1drv.ms/v/s!Ark2dmxHsGRneAs309b6PesPylo

03 KEYNOTE SPEAKER, GREG BARKER, PRESIDENT CALRTA DIV 28 – VENTURA COUNTY
https://1drv.ms/v/s!Ark2dmxHsGRnfPPruPE2Eza1CVc

04 PRESIDENT DIANE MOORE BEGINS BUSINESS PART OF MEETING
https://1drv.ms/v/s!Ark2dmxHsGRnfecGPNSfa1uFasU

05 PRESIDENT DIANE MOORE BEGINS Q&A – LAST PART OF MEETING
https://1drv.ms/v/s!Ark2dmxHsGRnez1yxKcgdPS4rZc

 

 

Recording of District ZOOM Meeting of Q&A Session on CalPERS Open Enrollment

Below is a link to the second Q&A Zoom Meeting Session on CalPERS Open Enrollment held by the District yesterday on October 11. 

INSTRUCTIONS

1. To play the video recording:

      • Click on the play button at the bottom of the screen (right arrow head). Note that the meeting starts 7 minutes and 14 seconds into the recording.
      • After you click on the PLAY button, it turns into TWO VERTICAL BARS which means it is now a PAUSE button. You can press on it anytime you want to pause the recording.
      • Place the mouse cursor on the recording timing line that has a circle on it which shows progress on the timing line.
      • Move the mouse cursor on the timing line, and when you come to approximately 7 minutes and 14 seconds, click on the line. That is when the meeting starts. You can go back or go forward by clicking on this timing line.

2. To download a copy of the video recording:

      • Click on the DOWNLOAD button at the top of the screen. It may take about 5 minutes to download the video recording to your download folder.

LINK TO DISTRICT ZOOM MEETING OF OCT 11, 2021
https://1drv.ms/v/s!Ark2dmxHsGRnftzGQ_3_JwigUhE?e=rgIhTb

IF YOU HAVE CALPERS LONG TERM CARE INSURANCE – URGENT INFORMATION!

If you have CalPERS Long Term Care Insurance, UNLESS YOU TAKE ACTION, YOU MAY LOSE YOUR LONG TERM CARE INSURANCE!!

If you have CalPERS Long Term Care insurance you may have received a letter from attorneys representing you in the settlement of a suit. If you received a letter, be sure to read it carefully and respond by the deadline appropriate to your settlement class. IN SOME CASES YOUR DEADLINE IS SEPTEMBER 22!! In other cases you have until December 13.

IF YOU ARE A MEMBER OF THE SUIT AND YOU DO NOT RESPOND, YOUR LONG TERM CARE INSURANCE WILL BE DROPPED AND YOU WILL HAVE NO RECOURSE.

If you did not receive a letter and/or are not sure what settlement class you are in, call 1-866-217-8056, the settlement website, and someone will help you to determine if you are a member of one of the settlement classes, what you should do next and by when.

Diane Moore
VCCCDRA President

Regarding the VCCCDRA Zoom Meeting on CalPERS Long Term Care

REGARDING THE VCCCDRA ZOOM MEETING ON CALPERS LONG TERM CARE

THE ZOOM MEETING THAT THE VCCCDRA CONTEMPLATED HAVING TO DISCUSS THE CALPERS LONG TERM CARE OPTIONS WILL NOT TAKE PLACE.  WE HAVE ESSENTIALLY RUN OUT OF TIME.  WE JUST NOW, THIS WEEK, RECEIVED THE LETTER FROM CALPERS SPELLING OUT THE OPTIONS, AND THE FORMS HAVE TO BE RETURNED TO ST PAUL, MN BY AUGUST 26 IF YOU DECIDE ON AN OPTION OTHER THAN WHAT YOU HAVE NOW.  IF YOU WANT TO KEEP WHAT YOU HAVE NOW, YOU NEED NOT TAKE ANY ACTION.  THE PLAN CHANGE WILL TAKE EFFECT ON NOVEMBER 1, 2021.

HICAP (see below) FROM THE VENTURA COUNTY AREA AGENCY ON AGING RECOMMENDED AGAINST HAVING SUCH A ZOOM MEETING BECAUSE OF LIABILITY RISKS FOR THE VCCCDRA.  ANY RETIREE WALKING AWAY FROM SUCH A MEETING THINKING THAT THE VCCCDRA WAS RECOMMENDING ANY PARTICULAR COURSE OF ACTION COULD HOLD THE VCCCDRA RESPONSIBLE.

HICAP DID RECOMMEND INVITING SOMEONE FROM THE CALPERS LONG TERM CARE PROGRAM TO COME TO SUCH A ZOOM MEETING TO ANSWER QUESTIONS ABOUT THE OPTIONS, WHICH DIANE MOORE DID, BUT THEY REFUSED THE INVITATION.

FOR THOSE OF US ON THE CALPERS LONG TERM CARE PROGRAM, THIS IS A HIGHLY PERSONAL DECISION THAT EACH ONE OF OUR FAMILIES WILL HAVE TO MAKE.  HICAP RECOMMENDED THAT I INFORM RETIREES TO FEEL FREE TO CALL HICAP (see below) TO MAKE A COUNSELING APPOINTMENT REGARDING LONG TERM CARE QUESTIONS THAT YOU MAY HAVE.  IT MAY BE WORTH YOUR TIME TO CALL HICAP TO SEE IF THEY CAN ANSWER SOME OF THE QUESTIONS YOU HAVE RELATED TO THE OPTIONS THAT CALPERS IS PROPOSING.  RETIREES WHO DO NOT LIVE IN VENTURA COUNTY I’M SURE CAN ALSO CALL HICAP, OR YOU MAY BE ABLE TO FIND A SIMILAR AGENCY NEAR YOU.

RENE G. RODRIGUEZ

Ventura County Area Agency on Aging

Health Insurance Counseling and Advocacy Program (HICAP), 805-477-7310
The purpose of HICAP is to provide free unbiased counseling and community education on Medicare A, B, C, & D. HICAP completes comparisons on all products of C & D, retiree/employer Group vs. Medicare. HICAP resolves billing issues, and helps apply for appeals.  HICAP’s speaker bureau gives presentations on Medicare 101, Prevention Services, Long Term Care, on all aspects of Medicare products, and on Medicare changes for the new year. HICAP gives advice regarding healthcare insurance options for those contemplating retirement.

-- 
Ventura County Community College District Retirees' Association
www.vcccdra.org
www.blog.vcccdra.org

CalPERS long term care lawsuit TENTATIVE settlement

The Information below is from the bulletin published online by KCT Legal on the website http://calpersclassactionlawsuit.com/

On July 22, 2021 the Court granted preliminary approval of the class action settlement reached with CalPERS in the case Wedding v. CalPERS. “Preliminary Approval” does not mean that the settlement is officially approved. Instead, it means that the Court believes the settlement is sufficient to allow notice to be sent to the Class. The court will then consider comments from the class and conduct a second hearing on June 8, 2022 to determine whether the settlement should be granted “Final Approval.” The settlement will not be “final” until after it is approved by the Court next year. A PowerPoint used during the hearing to grant Preliminary Approval can be viewed by clicking here and the transcript of the hearing is available here.

PURSUANT TO THE COURT’S ORDER, NOTICE WILL BE SENT TO CLASS MEMBERS DURING THE LAST TWO WEEKS OF AUGUST. THE NOTICE WILL DESCRIBE EVERY ASPECT OF THE SETTLEMENT AND PROVIDE DETAILED INFORMATION CONCERNING WHAT EACH CLASS MEMBER WILL RECEIVE FROM THE SETTLEMENT IF IT IS FINALLY APPROVED. ALSO, THERE WILL BE A LARGE CALL CENTER THAT WILL BE AVAILABE TO ANSWER ANY QUESTIONS YOU MIGHT HAVE ABOUT THE SETTLEMENT. IF YOU HAVE ANY QUESTIONS ABOUT THE SETTLEMENT, PLEASE WAIT UNTIL YOU RECEIVE THE NOTICE SINCE IT WILL LIKELY ANSWER ANY QUESTIONS YOU MAY HAVE AND WILL DESCRIBE IN DETAIL ALL OF YOUR OPTIONS. IF YOU DO NOT RECEIVE THE NOTICE BY THE END OF AUGUST, PLEASE CALL US.

Also, because the settlement is not yet “final” it is imperative that settlement class members who are current policyholders continue paying their premiums to CalPERS until the settlement is finally approved by the Court. If you let your CalPERS Long-Term Care Policy lapse or cancel it, this could significantly impact what you will receive from the settlement and may leave you uninsured.